It is estimated that 115 million microfinance clients are unfamiliar with basic financial principles such as budgeting, debt management and savings. Many of these clients are also microentrepreneurs that make a living and care for their families with income earned from operating small businesses. But without an understanding of basic business concepts, microentrepreneurs often fail to maximize the benefits that their loans can provide. Microentrepreneurs possessing this knowledge are better prepared to build businesses that are more successful and generate increased income, which leads to more revenue that can be reinvested into education for their children, household improvements, or growing their business.


The current state of microentrepreneurship is evolving as the industry grows. We know that providing access to credit combined with financial/business education helps create sustainable businesses that can in turn create more local job opportunities. This is why we support partners that go above and beyond by providing education that is responsive to client needs, which range from basic financial literacy to business marketing. We aim to continue supporting innovations that drive entrepreneurialism, which is why we will keep investing in current partners as well as persist in seeking new partners that pair credit with customized financial/business education.


  • Investing in partners that provide microentrepreneurs with education and training will contribute to the continued upward economic mobility of people living in poverty around the world.
  • This area of impact investing continues to evolve as new products and services are developed to meet ever-changing client needs.